Dave - Product and Regulatory Legal Director
Requirements
• J.D. from an accredited law school and active membership in good standing with a state bar. • 7–10 years of relevant legal experience in consumer financial services, fintech, banking, or a related regulatory practice. • Deep expertise in consumer banking and payments regulations, including Regulation E, NACHA rules, card network requirements, BSA/AML, and state money transmission laws. • Strong working knowledge of applicable federal consumer financial regulations, including FCRA/FACTA, SCRA/MLA, FDCPA, FDIC insurance requirements, and GLBA/Regulation P. • Experience advising on state licensing requirements, regulatory change management, and banking or lending operations. • Demonstrated ability to independently evaluate complex legal issues, negotiate commercial agreements, and provide actionable, business-oriented counsel. • Experience advising a neobank, banking-as-a-service platform, or consumer-facing fintech. • Familiarity with digital assets, emerging payment technologies, or financial services regulatory advocacy. • Experience improving legal workflows through automation or AI. • What Makes Someone Successful Here • You bring sound judgment, intellectual curiosity, and a practical approach to solving complex problems. You connect legal considerations to product strategy, operational realities, and member impact, helping teams make thoughtful decisions even when the path isn't fully defined. • You're a collaborative partner who builds trust across functions, communicates complex issues clearly, and welcomes different perspectives. You take ownership of outcomes while recognizing that the strongest solutions come from shared expertise. • What to Expect • You'll operate with significant independence and work closely with leaders across Dave. Priorities will evolve as products, regulations, and business needs change. You'll have the opportunity to influence direction early, build durable solutions, and help teams navigate ambiguity with confidence.
Benefits
• $245K – $282K • Offers Equity • Dave has established a nationally applicable pay program that recognizes that regardless of where Daves choose to live, their time and effort are of equal value to the company. As such, we utilize base salary ranges that are intended to be competitive in all markets and do not differentiate pay based on employee work location. Actual compensation will vary based on an individual's previous experience, skills, and other relevant qualifications. • Dave vs. Goliath. We’re Dave. • Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option. • Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most. • Dave is looking for an experienced product and regulatory attorney to help shape the next generation of financial products for our members. You'll bring deep expertise in consumer financial services, banking, and payments to help Dave innovate responsibly while navigating an evolving regulatory landscape. • At Dave, our people are just as important as our product. Our culture reflects the values that guide who we are, how we work, and what we aspire to be. Daves are member-centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual-first company, team members can live and work anywhere in the United States, except Hawaii. • 💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals • 💻 Flexible hours and virtual-first work culture with a home office stipend • 🏥 Premium Medical, Dental, and Vision Insurance plans • 👶 Generous paid parental and caregiver leave • 💰 401(k) savings plan with matching contributions • 📈 Financial advisor and financial wellness support • 🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break • 🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team • Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.
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