Motive - Lead Compliance Manager
Requirements
• 8+ years of experience in compliance, audit, or risk management within lending, payments, or financial services, including direct ownership of AML/BSA, KYC/KYB, sanctions, and PEP programs • Hands-on experience managing compliance relationships with issuing banks, card networks, or other regulated financial partners, including audits and remediation • Multi-jurisdiction compliance program experience, including Canada and UK/EU required; additional international experience (e.g., Mexico or other Latin American markets) a strong plus • Working knowledge of the regulatory frameworks governing commercial lending, AML/sanctions, and payments across North America and Europe (e.g., BSA, FinCEN, FINTRAC/PCMLTFA, OFAC sanctions, UK/EU AML and data protection regimes) • Proven ability to both write policy and operationalize it — building controls, procedures, and monitoring that hold up under audit, not just documentation • Experience partnering cross-functionally with Legal, Risk, Product, and Engineering to launch compliant products in new markets • Strong written and verbal communication skills, with the ability to represent Motive credibly to external regulators, auditors, and bank partners, and to advise senior leadership on compliance risk
Responsibilities
• Own and maintain Motive’s AML/BSA, Sanctions, and KYC/KYB policies and procedures across all markets where Motive operates — today the US & Canada, with more markets on the roadmap — keeping them current with local regulatory requirements and issuing bank/network requirements • Design, implement, and monitor controls for sanctions and PEP screening, transaction monitoring, and suspicious activity escalation, including named Compliance Officer/Designee responsibilities where required by regulation or bank partners • Serve as the primary compliance point of contact and relationship owner for issuing bank and card network partners in each market, including compliance reviews, exams, audits, and remediation commitments • Partner with Risk, Legal, Underwriting, Product, and Engineering to embed lending-compliance requirements into new products and markets before launch • Lead internal and third-party compliance audits and exams, driving findings to closure and maintaining audit-ready documentation and evidence across all jurisdictions • Monitor regulatory developments across commercial lending, AML/sanctions, and payments in each market Motive operates or plans to enter, and translate them into actionable policy and control updates • Build and run the governance structure for the compliance program — reporting, escalation paths, risk committees — giving leadership clear visibility into program health, and establish the playbook for evaluating compliance requirements ahead of entry into any new market • Build out the compliance function as it scales, including hiring and managing future team members as scope grows
Benefits
• San Francisco, California • $163,000—$225,000 USD • U.S. metropolitan areas: Los Angeles, San Diego, New York City Area, Seattle, Washington D.C. • $142,000—$195,000 USD • Other locations in the United States
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