Bybit - Risk Control Principal Product Specialist
Requirements
• Bachelor's degree or above in Computer Science, Mathematics, Statistics, Finance, Engineering, or a related field • 3+ years of experience in risk control product design, with familiarity with the risk control processes of at least one field such as payments, credit, or e-commerce; experience in high-volume transaction environments strongly preferred • Has led complete risk control product design and launch projects • Hands-on experience in risk strategy formulation, model building, and rule engine design • Solid understanding of fraud and AML mechanisms: rule engines, risk scoring, transaction monitoring, sanctions screening, and real-time decisioning • Familiarity with fiat payment flows, including card schemes (Visa/Mastercard), bank transfers, chargebacks, and payment fraud typologies • Familiar with risk control technologies and tools (risk models, anti-fraud systems, decision engines) and the application of machine learning in risk control • Strong data analysis skills: SQL and Python for data extraction, analysis, and visualization • Able to discuss system design (latency, throughput, data consistency) credibly with engineers • Familiar with financial regulations and regulatory policies, with a strong sense of compliance • Strong logical thinking, problem-solving, communication, and coordination skills; able to drive alignment with Compliance and Operations • Rigorous and responsible, with strong stress resistance in high-pressure environments • Fluent English; Mandarin is a plus • Experience at a crypto exchange, bank, payment company, or fintech • AI knowledge is a plus for this role • Knowledge of AML regulatory frameworks (FATF, MiCA, PSD2) is a plus • Why Join UsAt Bybit, we are committed to fostering a supportive and enriching work environment. Our benefits include:- Study Growth Fund: We support your professional development and continuous learning.- Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation.- Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world.- Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company.- Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.
Responsibilities
• Risk Mechanism & Product Design • Own the roadmap for fiat and payment risk control systems, including transaction monitoring and fraud detection • Design and iterate on core mechanisms such as rule engines, decision flows, risk tiering, holds and releases, and automated interdiction • Define the logic behind risk parameters (limits, velocity thresholds, triggers, escalation paths) and balance risk coverage against user friction • High-Frequency Transaction Risk • Design controls that operate under high concurrency and strict latency requirements across fiat on/off-ramp, card acquiring, card issuing, and payment transaction risk control • Work with Engineering on real-time data pipelines, rule execution performance, fallback and degradation strategies, and stability under peak load • Detect and close gaps around abnormal patterns such as velocity abuse, account takeover, card fraud, chargebacks, mule accounts, and structuring • AI-Powered Risk Control Capabilities • Use AI to improve user conversion rates and reduce blockers in risk control flows • Optimize risk-related communications delivered to customers during transactions • Use AI to proactively guide users through document submission and identity verification, helping them resolve account restrictions or blocks imposed by risk controls • Requirement Analysis & Product Planning • Explore risk control requirements across business scenarios; combine industry trends and company strategy to set long-term plans and short-term iteration goals • Produce high-quality PRDs that define functionality, performance, security, and other standards • Delivery & Cross-functional Collaboration • Lead prototype design and implementation; coordinate Technology, Data, Compliance, and Operations to deliver on time and at quality • Communicate the value and usage guidelines of risk products, answer questions, and ensure risk strategies are implemented effectively across business lines • Translate AML requirements into product capabilities, including transaction monitoring scenarios, sanctions and watchlist screening, and suspicious activity workflows • Support audit and regulatory inquiries with clear documentation of risk logic • Data Analysis & Optimization • Continuously monitor product data and evaluate the effectiveness of risk strategies and product features • Define metrics (false positive rate, interception rate, fraud loss rate, case handling time, decision latency) and drive data-based iteration • Run back-testing and A/B validation before rule or model rollout • Build feedback loops between case management, operations, and strategy tuning; support incident handling, root cause analysis, and post-incident reviews
Benefits
• At Bybit, we are committed to fostering a supportive and enriching work environment. • Study Growth Fund: We support your professional development and continuous learning. • Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation. • Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world. • Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company. • Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.
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