nium - Global Vertical Head of Regulatory Compliance – Platforms
Requirements
• 12+ years of progressive experience in compliance, regulatory risk, financial crime, legal, or a related function within payments, fintech, banking, or financial services. • Significant experience advising commercial, sales, business-development, partnership, or account-management teams. • Experience supporting or managing compliance matters involving bank partners, card networks, stablecoin networks, or other payment infrastructure partners. • Strong knowledge of cross-border payments, money movement, payment platforms, bank partnerships, and complex B2B customer relationships. • Experience supporting platforms, marketplaces, embedded-finance providers, payment facilitators, or other businesses with underlying merchants, sellers, or customers. • Deep understanding of relevant compliance areas, including AML/CTF, sanctions, KYC/KYB, customer due diligence, licensing, and payments regulation. • Experience serving as - or working closely with - an MLRO, BSA Officer, Chief Compliance Officer, or country compliance leader. • Demonstrated ability to connect commercial teams with country compliance, regulatory, or licensing stakeholders in a global organization. • Demonstrated ability to apply regulatory knowledge to commercial opportunities and develop practical, risk-based solutions. • Strong understanding of the regulatory and licensing considerations relevant to global payment platforms and cross-border payment activity. • Experience supporting new products, market expansion, customer onboarding, or complex payment solutions. • Strong executive presence and the ability to influence senior commercial and cross-functional stakeholders. • Ability to balance commercial objectives with regulatory obligations and constructively challenge proposed activity when necessary. • Excellent judgment, communication, and stakeholder-management skills. • Experience operating within a global, matrixed, and fast-paced organization. • Experience with enterprise payments, marketplaces, embedded finance, payment APIs, payment facilitation, or banking-as-a-service models. • Experience supporting large enterprise customers, financial institutions, payment partners, or complex distribution models. • Familiarity with regulatory and licensing frameworks relevant to cross-border payments, money transmission, card programs, stablecoin networks, and platform-based payment models. • Experience engaging directly with external customers, bank partners, auditors, or regulators. • CAMS, CRCM, legal qualification, or another relevant compliance certification.
Responsibilities
• Serve as the senior Compliance advisor to the Platforms vertical's commercial leadership and go-to-market teams. • Engage early in the sales and business-development process to identify compliance considerations and help structure viable solutions. • Partner closely with Sales, Business Development, Partnerships, Account Management, Product, Legal, Financial Crime Compliance, and country Compliance teams. • Act as the primary bridge between commercial teams and country compliance teams, connecting commercial priorities with local regulatory requirements, risk appetite, and compliance guidance. • Advise on strategic opportunities involving platforms, marketplaces, enterprise clients, bank partners, and other complex commercial relationships. • Own Compliance outcomes for relationships with bank partners, card networks, stablecoin networks, and other payment infrastructure partners. • Evaluate the compliance implications of two-tier business models in which Nium provides payment capabilities to a platform that serves underlying merchants, sellers, or customers. • Support the development of compliant solutions for new platform models, customer segments, use cases, products, and payment flows. • Provide practical guidance on AML/CTF, sanctions, KYC/KYB, customer and partner due diligence, acceptable-use requirements, licensing considerations, and payment regulations. • Participate in customer and partner discussions when senior Compliance involvement is needed to explain Nium's requirements, controls, or proposed solutions. • Assess higher-risk or nonstandard opportunities and recommend appropriate controls, conditions, or risk-mitigation measures. • Coordinate the resolution of compliance questions and escalations that could affect commercial negotiations, onboarding, implementation, or launch. • Help commercial teams understand Nium's risk appetite and identify potential compliance obstacles before significant time or resources are committed. • Translate regulatory requirements into clear, actionable guidance for commercial and business stakeholders. • Develop scalable commercial compliance frameworks, playbooks, and decision-making standards for the Platforms vertical. • Identify recurring barriers within the commercial process and partner with relevant teams to improve policies, controls, and workflows. • Deliver targeted training to Sales, Business Development, Partnerships, Account Management, and other customer-facing teams. • Provide senior leadership with visibility into material commercial compliance risks, emerging trends, significant decisions, and unresolved issues. • Represent the Platforms vertical within Nium's broader global Compliance organization and commercial advisory framework.
Benefits
• We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work. • We Care: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible hybrid working environment (3 days per week in the office). • We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend. • We Constantly Innovate: Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities. Check out CNBC World’s Top Fintech Companies 2024. • We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
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