marshmallow - Senior Pricing Analyst

• Developing a deep understanding of Marshmallow’s quote, policy and claims data and use this to derive insights that can be used to enhance our motor insurance pricing. • Owning one of the strategic initiatives of the pricing team, such as building our risk pricing rate structure or supporting our expansion plans • Communicating & getting buy-in for your plans to heads of & directors cross-functionally • Proposing tests, features & segmentations to help us better understand our customers. • Working with other members of the pricing team to recommend changes and monitor their impact. • Identify new sources of external data that enable us to refine our view of claims risk, and conduct analysis to quantify their value. • Working directly with our Engineering & MLENG functions to implement pricing proposals. • Providing analytical support in relationships with reinsurers, regulators and other partners. • Lead in producing and developing appropriate monitoring for pricing and other stakeholders. • Contribute to the specification, development and testing cycles for deployment of rates. • Support in the creation, maintenance and deployment of rating models that predict claims cost and market prices. • WHO ARE YOU? 💡 • Proactive: You drive growth by identifying & delivering new opportunities • Analytical: You love solving through cutting data and model outputs to find the perfect split • Commercial: You combine analytical & domain skills to deliver real world impact • Curious: You aren’t satisfied with ‘That’s just how it is’; you immediately investigate further • Owner: You don’t just pull existing levers - you own end to end transformation in your area • Opinionated: You generate your own opinions & pitch to others in an open & honest way • Explainer: You can communicate complicated concepts in a simple way to non-experts • Networker: You build and maintain strong relationships throughout the business • WHAT SKILLS ARE WE LOOKING FOR FROM YOU? 🤹 • Ability to interrogate data and conduct pricing analysis within SQL & Python • Ability to combine domain & analytical skills to generate novel pricing proposals • At least 3 years of experience working in a data driven Commercial role (ideally in insurance pricing) • Flexible working: Spend 2-3 days a week with your team in our collaborative London office. • Competitive bonus scheme - designed to reward and recognise high performance • Flexible benefits budget - £50 per month to spend on a Ben Mastercard meaning you get your own benefits budget to spend on things you want. • Mental wellbeing support – Access therapy and mental health sessions through Oliva • Learning and development – Personal budgets for books and training courses to help you grow in your role. Plus 2 days a year - on us! - to further your skillset • Private health care - Enjoy all the benefits Vitality has to offer, including reduced gym memberships and discounts on smartwatches • Medical cash plan - To help you with the costs of dental, optical and physio (plus more!) • Tech scheme - Get the latest tech for less • Plus all the rest; 25 days holiday, pension, cycle to work scheme, monthly team socials and company-wide socials every month! • We are able to offer visa sponsorship for this position. • We break it up into 3 stages: • Initial screening call with a member of the TA team (30 mins) • Past experience & technical discussion with a couple of the team (90 minutes) • A culture interview with a senior stakeholder to check that your work style fits our processes and values, and vice versa (60 mins) • Diversity of thought • We know the best ideas come from having different perspectives in the room - and we're committed to hiring fairly, regardless of background, identity or experience. If you see yourself in this role, we'd encourage you to apply.