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crypto - Product Director, Core Banking and Payments

London, United Kingdom2d ago

In Office Director EMEA Banking Cryptocurrency Director of Product Team Management Rails Swift Stakeholder Management Ramp Segment

Requirements

• 7–10+ years of product leadership experience, with at least 7 years focused on payment infrastructure or core banking products • Demonstrated success building and scaling cross-border payment rails in a high-volume, real-time environment • Experience with direct bank integrations (not just white-label PSPs) and commercial partnership negotiation • Track record of leading payment orchestration and dynamic routing logic in production • Experience building fiat solutions for institutional clients (segregated accounts, wire processing, bulk APIs) • Background in or significant exposure to trading, exchange, or fintech environments • Technical acumen across complex API products, data flows, and payment protocol integrations • Hands-on experience with core banking platforms and/or payment scheme integrations (SWIFT, SEPA, FPS, ACH, etc.) • Experience integrating with bank partners, PSPs, and acquiring processors • Strong people management capabilities — you develop and hold a high bar for your team • Excellent stakeholder management across engineering, legal, compliance, finance, and senior leadership • Life @ Crypto.com • Empowered to think big. Try new opportunities while working with a talented, ambitious and supportive team. • Transformational and proactive working environment. Elevate employees to find thoughtful and innovative solutions. • Growth from within. We help to develop new skill-sets that would impact the shaping of your personal and professional growth. • Work Culture. Our colleagues are some of the best in the industry; we are all here to help and support one another. • One cohesive team. Engage stakeholders to achieve our ultimate goal - Cryptocurrency in every wallet. • Are you ready to kickstart your future with us?

Responsibilities

• Global Banking Network • Build and optimize cross-border payment infrastructure across all markets, ensuring maximum rail coverage and uptime for fiat access. • Speed & Latency • Select and integrate payment rails based on transaction speed requirements (T+0 vs T+1) to support instant trading activities. • Liquidity & Settlement • Structure banking partnerships to maintain zero (or near-zero) downtime liquidity for mass user pay-outs and high-frequency trading settlement. • Acceptance Rate Optimization • Drive meaningful improvements in pay-in acceptance across credit card, debit card, and bank transfer channels by optimizing processor relationships, fraud rules, and compliance logic. • Strategic Bank Partnerships • Lead commercial negotiations and technical integrations for direct bank relationships — securing preferential rates, dedicated service levels, and custom solutions tailored to trading businesses. • Payment Orchestration & Routing • Design and own the logic for a dynamic routing engine that selects the optimal rail in real time based on user segment, jurisdiction, currency, speed, and risk profile. • Institutional On-Ramp • Build compliant and scalable fiat payment solutions for institutional clients — including segregated bank accounts, high-value wire processing, and bulk pay-out APIs.

Benefits

• Medical insurance package with extended coverage to dependents • Attractive annual leave entitlement including: birthday, work anniversary • Work Flexibility Adoption. Flexi-work hour and hybrid or remote set-up • Aspire career alternatives through us. Our internal mobility program can offer employees a diverse scope. • Work Perks: crypto.com visa card provided upon joining • Our Crypto.com benefits packages vary depending on region requirements, you can learn more from our talent acquisition team.