astra - Product Lead, Payments
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Requirements
• 6+ years of product management experience, with at least 3 years building payments products at infrastructure, fintech, or card network depth • Hands-on experience with at least two of: ACH, RTP/FedNow, Visa Direct/Mastercard Move, card issuing or acquiring, or stablecoin rails • Deep familiarity with the transaction lifecycle – authorization, clearing, settlement, disputes – and the operational mechanics underneath each step • Experience navigating Reg E, NACHA operating rules, or Visa/Mastercard network rules as inputs into product requirements • Strong API product instincts – you've shipped developer-facing payment APIs and have opinions about what makes them great • Comfort operating with ambiguity at the IC level – you don't need a manager to set your agenda • Exceptional written communication; you can reduce a complex payment flow to a clear, precise spec • Demonstrated ability to influence across engineering, compliance, and operations without direct authority • Experience at a BaaS provider, card network, sponsor bank, or payments infrastructure company (vs. a fintech end-user) • Familiarity with stablecoin settlement rails (USDC, USDT) and how they interact with traditional fiat rails • Background in chargeback lifecycle mechanics, dispute reason codes, or VCR workflow design • Prior work on multi-rail routing or smart payment orchestration logic
Responsibilities
• Write rigorous PRDs and technical specs for complex payment flows, with explicit handling of edge cases, failure modes, and regulatory constraints • Own the product roadmap for your surface area – prioritizing ruthlessly across rail expansions, developer experience improvements, and compliance requirements • Conduct deep discovery with customers and prospects to surface unmet needs in how they move money • Partner with engineering to define API contracts, review implementation, and maintain a high bar on developer ergonomics • Collaborate with compliance and legal on network rule changes, NACHA updates, and card network bulletins – translating regulatory inputs into product requirements • Work with payment operations to define reconciliation requirements, exception-handling workflows, and ops tooling needs • Represent the payments product in customer conversations, sales cycles, and external thought leadership
Benefits
• You'll have end-to-end ownership of the most technically complex and commercially critical surface in the company • You'll work directly with leadership in a company that has product culture baked in from the start – this Director of Product hire is the first, and you'll help shape what great product management looks like at Astra • Astra is profitable at Series B – this is a growth story, not a survival story • Real-time, multi-rail payment infrastructure is one of the most interesting and underdeveloped product spaces in fintech • Competitive compensation with equity in a growing fintech company. • Remote-first culture with flexible working arrangements • Small team, big impact — your work directly supports Astra’s ability to scale responsibly • Professional growth opportunities in compliance and risk management • Mission-driven — build infrastructure that powers financial innovation while meeting the highest regulatory standards • REMOTE WORK AND CULTURE
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