Sezzle - Associate Merchant Risk Analyst
Requirements
• 2+ years of experience in real-world analytical experience in merchant/business fraud and credit risk management, fraud or financial crime prevention operations in e-commerce, banking, fintech or financial institutions is a plus • Ideal candidate will be available to start within two weeks following an offer • You have relentlessly high standards - many people may think your standards are unreasonably high. You are continually raising the bar and driving those around you to deliver great results. You make sure that defects do not get sent down the line and that problems are fixed so they stay fixed. • You’re not bound by convention - your success—and much of the fun—lies in developing new ways to do things • You’re not bound by convention • You need action - speed matters in business. Many decisions and actions are reversible and do not need extensive study. We value calculated risk-taking. • You need action • You earn trust - you listen attentively, speak candidly, and treat others respectfully. • You earn trust • You have backbone; disagree, then commit - you can respectfully challenge decisions when you disagree, even when doing so is uncomfortable or exhausting. You have conviction and are tenacious. You do not compromise for the sake of social cohesion. Once a decision is determined, you commit wholly. • You have backbone; disagree, then commit • You deliver results - you focus on the key inputs and deliver them with the right quality and in a timely fashion. Despite setbacks, you rise to the occasion and never settle. • You deliver results • What Makes Working at Sezzle Awesome: • At Sezzle, we are more than just brilliant engineers, passionate data enthusiasts, out-of-the-box thinkers, and determined innovators. We believe in surrounding ourselves with only the best and the brightest individuals. Our culture is not defined by a certain set of perks designed to give the illusion of the traditional startup culture, but rather, it is the visible example living in every employee that we hire.
Responsibilities
• Actively analyze merchant applications by evaluating risk scores, products, and policies • Investigate high-risk merchant account activity to minimize loss from fraud and reputational risks • Communicate and coordinate processes between teams to refine the merchant approval process • Write and execute queries in MySQL to analyze merchant information and performance metrics • Analyze merchant reputational risk based on customer NPS reviews • Work as a mediator between the Merchant Success and Support teams to resolve merchant risk-related issues and provide guidance on overall risk tolerance and policy • Improve current merchant fraud detection framework to find fraud more effectively • Perform extensive analysis on ways the merchant approval process can be streamlined and automated and challenge the status quo by working collaboratively, as well as independently, on projects focused on improving methods, policies, and internal tools. • What We Look For: • What We Look For: • Bachelor's degree from an accredited institution • Minimum 1 year of experience in risk management, fraud or financial crime prevention operations • Experienced in analyzing data and comfortable making impactful decisions in a fast-paced and sometimes ambiguous environment • Work experience with MYSQL, PostgreSQL • Attention to detail and ability to multitask • Excellent problem-solving and analytical skills • Strong business judgment and communication skills • Ability to self-start and work with minimal supervision after training • Demonstrated experience working with Claude or equivalent large language model tools is required; candidates must be comfortable leveraging AI to enhance productivity, research, and communication.
Benefits
• $1,800 - $2,000
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