Lendable - Product Manager (US Loans)
Requirements
• 3+ years in Product, Strategy, or Analytics; at least 1 in a PM role • 1+ years in fintech, financial services, or a strong grasp of lending and credit • You’re a highly curious, systems thinker who connects dots and thinks through end-to-end impact • You've built with AI - agents, workflows, code generation, analysis. Show us what. • Track record of shipping products that moved real business metrics • Very comfortable with data, analysis and SQL - you know what questions to ask, and you answer them yourself • Bonus: high-growth startup or scale-up experience • Don’t worry if you don’t quite meet all of these criteria, we’d love to have a chat with any great candidates! • Your objectives • You break complex problems into shippable pieces • You decide under ambiguity and own the outcome • You communicate crisply - to the MD, to engineers, in a spec • You build cross-functional relationships and pull the right people together • You move fast, default to action, and course-correct when needed • 3. Take-home exercise (remote) - a practical product challenge in your own time, followed by a video debrief (~Week 2-3) • 4. Final round (in our London offices) - typically CPO, US Loans MD, and Engineering Manager, Head of Product (~Week 3) • Life at Lendable
Responsibilities
• This isn't a "write tickets and attend standups" PM role. You'll own real problems such as: • Getting our proprietary credit models into production - working with data science to turn research into real lending decisions • Designing and personally building automations that make our operations team dramatically more efficient • Using data to ideate the most valuable initiatives that could improve credit quality, reduce losses, help the customer, or grow volume • Figuring out how best to use LLMs to intelligently aid with customer service, servicing, collections • A/B testing customer journeys from application through to servicing - finding what actually moves conversion, satisfaction, and repayment • Improving the post-origination experience - payments, customer support, and everything that happens after a loan is funded • Leading the team, aligning and motivating everyone around you, continuously improving the tools and processes we use to deliver at speed • Your team • You'll report to the Head of Product and collaborate closely with the Managing Director of US Loans. You'll join three other PMs and work most closely with: • ~14 engineers (mostly backend), split across London and Europe • A data science team (2–3 people) building credit and pricing models • A credit risk team (~4 people) - some of your closest collaborators • A growth team (1-2 people) focused on acquisition • Operations agents - you'll build the tools that make their work better • The team spans our London office, European remote engineers, and our Arlington, Virginia office near DC. • AI at Lendable - we're serious • We want to build the most AI-forward financial services company in the world. • Our PMs don't just manage products. They use AI to push the boundaries of what one person can achieve. Today, PMs at Lendable write python and SQL to generate analytical insights that used to need teams of analysts. They commit PRs to production for straightforward features. They build their own agent workflows to automate repetitive work. • The PM role here is genuinely expanding in all directions, and we expect you to be excited about this. You've been tinkering already - side projects, personal agents, AI-assisted analysis, building tools with Claude Code or similar. You don't wait to be told what AI can do; you've been finding out yourself. • If you want to work somewhere that treats AI as a force multiplier for ambitious people - not a bullet point on a slide deck - this is it.
Benefits
• Strong base salary benchmarked to market, scaled to your experience and level • Equity vesting over four years. Lendable has been profitable since 2017 - one of very few fintechs globally that can say that - and is building towards what comes next.
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