JustMarkets Tech - Product Manager (Payment Routing, Cascading & Payouts)

Europe2w ago

In Office Mid EMEA Cryptocurrency Fintech Product Manager Mode Swift SQL Rails AML Compliance

Requirements

• 3+ years of Product Management experience in Payments, FinTech, Payment Orchestration, or High-Volume Acquiring/Payout platforms • Deep domain expertise in deposit routing, cascading, acquirer fee structures (interchange, scheme fees, gateway markups), and payout rails (SEPA Instant, SWIFT, local rails, crypto payouts) • Strong understanding of Machine Learning concepts applied to payments (predictive classification, feature engineering, A/B & Shadow Mode testing, false positive trade-offs) with a proven track record of working closely with Data Scientists. • Solid technical grasp of Payment Ops workflows, STP rules orchestration, velocity limits, and real-time liquidity awareness • Proficient in SQL to independently query transactional data, analyze decline codes, and evaluate routing performance • Data-First Mindset: You make routing and product decisions strictly based on quantitative evidence, statistical significance, and cost-benefit analysis • Cross-Functional Orchestrator: Ability to seamlessly bridge the gap between Data Scientists, Systems Engineers, Payment Ops, Risk/AML Compliance, and Treasury teams • Operational Rigor: Obsessive attention to detail regarding edge cases, double-charge prevention, and fail-safe logic in financial transaction flows • English: Upper-Intermediate (B2) or higher, written and spoken • Will be a plus • Experience in high-risk FinTech, CFD/Forex brokerages, Crypto exchanges, or iGaming payment orchestration • Practical literacy in Python for data manipulation, log parsing, or verifying Data Science notebook outputs • Experience integrating crypto payout gateways or automated liquidity rebalancing tools

Responsibilities

• Own the product strategy, PRDs, and roadmap for Deposit Routing, Smart Cascading, Payout STP, and Payment Back-Office Tooling • Collaborate daily with Data Science teams to build, validate, and deploy ML models that predict transaction success probabilities and optimize gateway choices • Partner with Treasury and Payment Ops to monitor PSP liquidity levels, contractual volume commitments, and payout failure rates • Design intuitive back-office interfaces for Payment Ops and Risk teams to handle manual reviews efficiently with full transactional context • Monitor real-time payment health, routing decision latency (P95), and gateway uptime, implementing instant failovers when PSP degradation is detected

Benefits

• 20 paid vacation days per year • 10 paid sick leave days per year • Public holidays as per the company’s approved Public holiday list • Medical insurance • Opportunity to work remotely • Professional education budget • Language learning budget • Wellness budget (gym membership, sports gear and related expenses)