Nium - Senior Treasury Manager - Safeguarding & Cash Management for UK
Requirements
• Strong background in fintech, emoney, and CASS-regulated environments. Hands-on experience with CASS15, EMRs 2011, and PSRs 2017 specifically is highly valued • Solid treasury understanding, with a track record of taking ownership of cash management decisions • Experience with reconciliations, 4-eyes/checker controls, and operational risk management • Proven ability to operate effectively in a fast-paced, evolving regulatory environment, managing multiple priorities under time pressure • Comfortable working with Compliance, Legal, Product, Engineering, and cross-functional teams on regulatory and change-management matters • Experience chairing or running governance committees preferred • Works with initiative - able to identify issues and act without waiting to be told • Strong analytical and controls mindset; comfortable owning reconciliation and checker processes daily • Data and systems savvy - comfortable working with SQL/Excel/BI tools to analyse reconciliation and safeguarding data, and driving automation of manual processes • Clear communicator, able to represent safeguarding matters to committees, Compliance, senior management, and the FCA • Able to balance group-wide standardisation with UK-specific regulatory nuance
Responsibilities
• CASS15, EMR/PSR & Regulatory Ownership (40%) • Own safeguarding compliance for NIUM's UK entities across emoney and payment services, ensuring adherence to the EMRs 2011, PSRs 2017, and CASS15 at all times • Assess treasury and operational processes against CASS15 requirements, identifying and closing gaps • Design, document, and maintain fund-flow diagrams and calculation logic for relevant funds, ensuring the safeguarding methodology is accurate, current, and audit-ready • Own FCA reporting for safeguarding, ensuring accuracy, completeness, and timely submission • Act as the first-line escalation point for safeguarding incidents - identifying, classifying, and investigating root cause, and escalating to Compliance for materiality assessment and regulatory notification decisions • Reconciliations & Controls • Provide 4-eyes review of operational treasury work undertaken at group level, acting as a key control point • Maintain robust audit trails and documentation to support inspection and audit readiness • Champion automation of reconciliation and safeguarding processes, working with Product and Engineering to reduce manual effort and operational risk • Run and own the UK Safeguarding Committee, setting the agenda, driving actions, and reporting on safeguarding health • Produce governance/MI for Boards and senior management on safeguarding and reconciliation performance • Work with Compliance to design, implement, and embed compliant safeguarding controls • Partner with the Global Director of Safeguarding to standardise processes globally while tailoring them to UK regulatory requirements where necessary • UK Cash Management & Performance (30%) • Make decisions on UK cash management controls, including diversification of safeguarded funds and interest earned/optimisation strategies • Balance liquidity needs against permissible investment options under CASS15 • Own the KPIs for UK Treasury operations, ensuring all targets are tracked, reported, and achieved • Cross-Functional & Change Management (30%) • Partner closely with Product, Sales, and Engineering teams through change management for new products, features, and regional/product launches, ensuring safeguarding is assessed and embedded before go-live • Work closely with the Network Management and Payments team on safeguarding account/banking relationships, ensuring alignment between treasury requirements and bank/custodian arrangements
Benefits
• We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work. • We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office). • We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend. • We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
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