BVNK - CEO / MD UK

• Provide overall executive leadership of BVNK UK, with accountability for its strategy, commercial performance, governance and regulatory obligations. • Lead the UK entity through the FCA authorisation process, acting as a key point of contact for regulatory engagement, assessments and interviews. • Establish and maintain effective UK-based governance, ensuring appropriate decision-making authority, management oversight and accountability within the regulated entity. • Hold the FCA approvals required for the role, including as a Senior Manager (SMF1 and SMF3) and as a director or manager of the electronic money institution, fulfilling the associated regulatory obligations and maintaining compliance with the Senior Managers and Certification Regime. • Take responsibility for the firm's Senior Managers Regime obligations, Certification Regime arrangements and Conduct Rules training. • Oversee the firm's financial resources and prudential compliance across its e-money and cryptoasset activities, including capital and liquidity adequacy, fixed overhead requirements, financial forecasting, stress testing and wind-down planning. • Own the commercial strategy and financial performance of the UK entity, leading UK commercial teams, balancing sustainable growth with regulatory requirements and effective risk management. • Ensure appropriate governance and oversight of the firm's cryptoasset, e-money and payment services, working closely with the COO and relevant control functions. • Oversee local marketing activities and compliance with applicable financial promotions requirements and ensure appropriate controls are maintained. • Lead the implementation and ongoing oversight of Consumer Duty requirements where applicable to the firm's regulated activities. • Work closely with Compliance, Risk, Finance and Operations to establish an effective three lines of defence model, with clear responsibilities, appropriate independence and robust escalation arrangements. • Maintain effective oversight of material risks, ensuring the Board receives appropriate management information and that significant regulatory or operational issues are escalated promptly. • Establish effective working relationships with Mastercard and BVNK group leadership, ensuring appropriate oversight of intra-group dependencies while preserving the UK entity's regulatory accountability. • Chair or attend relevant local and group-level committees and/or forums, providing effective challenge and ensuring the local entity is properly represented. • Build and lead a high-performing UK senior management team, promoting a culture of accountability, integrity, customer protection and regulatory compliance. • Represent BVNK UK with regulators, strategic partners and other key stakeholders. • What we need from you: • Demonstrable experience running or holding substantial executive accountability within a regulated entity, including engagement with the FCA and responsibility for regulatory governance. • Strong knowledge of the UK financial services regulatory environment, including the Senior Managers and Certification Regime, governance requirements and individual accountability. • Experience within payments, electronic money, cryptoassets, digital assets or a closely related financial services sector. • A strong understanding of the regulatory and operational risks associated with cryptoasset custody and trading activities. • Sound knowledge of prudential requirements, including capital and liquidity adequacy, fixed overhead requirements, financial resource planning, stress testing and wind-down planning. • Understanding of Consumer Duty requirements, financial promotions and the associated governance and oversight expectations. • Experience developing and executing commercial strategies while maintaining effective regulatory controls and financial discipline. • Demonstrable ability to lead cross-functional senior management teams and oversee complex operational, financial and regulatory activities. • Strong understanding of risk management frameworks, governance structures and the three lines of defence model. • Experience working within a wider group structure, with the ability to balance group strategy and shared services with local regulatory accountability. • Excellent communication and stakeholder management skills, including the confidence and credibility to engage directly with regulators, Board members and senior executives. • Ability to demonstrate the fitness and propriety standards required for FCA Senior Manager approval, including honesty, integrity, competence, capability and financial soundness. • Willingness and ability to be based in the UK on a full-time basis, providing effective local leadership and regulatory oversight. • What you can expect from us: • Fair and competitive salary at every stage of your growth