nium - Lead - Regulatory Compliance
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Requirements
• At least 5 years’ experience within regulated FINTECH companies, in compliance role(s) with robust knowledge on compliance topics (KYB / KYC, AML/CFT, Sanctions etc.) • Good understanding of the Payments/Fintech industry • Knowledge and experience (preferably within Payments/Fintech) in using risk-based approach to balance commercial needs with ML/TF/PF risks in decision making • ACAMS/ICA certified (preferably) • Strong analytical skills with experience in problem solving and being able to implement and deliver solutions • A self-motivator with the ability to get things done • Ability to identify inefficiencies, see the bigger picture, challenge the current status quo and define scalable and sustainable processes and methodology • Able to prioritise quickly and meet deadlines under pressure • Strong stakeholder management and communication skills • Team player with strong collaborative qualities
Responsibilities
• Assist in maintaining and updating policies and procedures, ensuring they remain current with evolving MAS regulations, industry practices, and internal risk appetite, including specific considerations for Digital Payment Token (DPT) activities where applicable. • Support regulatory engagement, including the preparation of responses to MAS queries, regulatory filings, and licence-related submissions, ensuring accuracy, consistency, and timely delivery. • Coordinate and support internal and external audits (e.g., MAS inspections, independent audits required for licensing), including tracking of findings, remediation plans, and ensuring timely closure with appropriate documentation and assurance. • Assist the SG MLRO in compliance/AML related advisory for new products launches and enhancements to existing ones. • Support preparation of management reporting and governance updates (e.g., to senior management, Board, or relevant committees), providing clear articulation of compliance risks, issues, and mitigation actions. • Maintain and regularly update the Key Obligations Register, ensuring completeness, accuracy, and alignment with applicable regulatory requirements. • Ensure timely dissemination of MAS circulars, guidelines, consultation papers, and regulatory updates to relevant internal stakeholders, facilitating awareness and appropriate action. • Conduct regulatory gap analyses and impact assessments for new and updated MAS requirements, and support implementation of necessary control enhancements and policy updates. • Assist to improve and streamline end to end compliance operational processes through automation and technology to enable scaling of the Nium business unit. • Ensure all due diligence requests and escalations, including review of clients’ profile, risk rating, name screening, verification of documentations during the clients' lifecycle are resolved within agreed timeframes, and any issues or bottlenecks that arise are escalated in a timely manner. • Perform due diligence on payment partners and other 3rd party vendors and ensure risk factors have been appropriately identified and escalated in accordance with Nium’s specific procedures and requirements. • Conduct quality assurance checks for Nium, highlighting control gaps and working with stakeholders to ensure remediation is completed timely. • Work with internal stakeholders to understand and provide feedback on the product design and parameters, perform KYB/KYC due diligence, customer onboarding. • Use technology and machine learning to build capabilities to scale for analysis of high-risk transactions within a business portfolio. • Conduct Modelling exercise and design new use cases as applicable. • Participating in compliance or product-driven projects, including regulatory developments and strategic initiatives
Benefits
• We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work. • We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office). • We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend. • We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
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