firstent - Mortgage Loan Originator (Self-Source)

• Bachelor’s degree preferred, high school diploma or equivalent required. • Minimum three (3) years of recent experience in mortgage lending with 80% or more of production self-sourced. • Proven track record of consistently meeting or exceeding mortgage production goals through outside sales and self-sourced strategies. • Active NMLS license in good standing, and compliant with S.A.F.E. Act and Regulation Z requirements. • Strong working knowledge of residential loan products, underwriting guidelines, and compliance regulations. • Proficiency with loan origination systems (LOS), preferably Encompass 360. • Excellent verbal and written communication skills with the ability to explain complex financial concepts clearly and effectively. • Strong networking skills and comfort presenting to small and large groups. • High level of integrity and ability to build trust quickly with clients and partners. • Flexibility to work evenings and weekends as needed to attend client appointments and events. • Reliable means of transportation and willingness to spend time traveling with a majority of working hours in face-to-face meetings. • First Entertainment Credit Union is seeking an experienced, proactive, and highly motivated Mortgage Originator (Self – Source) to join our Real Estate Lending team. This is a critical growth role for a licensed mortgage professional with a proven ability to generate business independently through a book of business, referral partnerships, and community engagement. • As a Mortgage Originator, you will be responsible for developing and managing a robust pipeline of mortgage loan applications through self-directed, outside sales activities. You will serve as a trusted advisor to prospective members, guiding them through mortgage solutions aligned with their financial goals. • Reporting to the Director, Community Sales, Mortgage Originators will be expected to originate and manage a full pipeline with minimal lead support (90% self-source and 10% internal leads). The targeted pay for this role in California is $36,000 plus commissions. • This is a field-based role – Mortgage Originators are expected to spend the majority of their time out of the office, meeting with clients and prospects face-to-face. You will not be assigned any office or working space within any credit union location and cannot perform any substantial amount of work from any home office. This role is supported by staff to manage in-bound calls and perform administrative functions allowing Mortgage Originators to solely focus on obtaining referrals and new prospects.