wealthsimple - Associate, Financial Planning and Sales Conduct
Requirements
• Sales Conduct Experience: 3–5 years of experience in a compliance, supervision, or conduct oversight role within a CIRO-regulated investment dealer or portfolio management firm, with direct exposure to PM/APM supervision. • Regulatory Knowledge: Solid working knowledge of NI 31-103, CIRO IDPC Rules, and Canada's Client-Focused Reforms — particularly the KYC, KYP, suitability, and conflicts of interest obligations that apply to Approved Persons and their supervisors. • Financial Planning Fluency: Familiarity with financial planning concepts (retirement income, tax-efficient investing, estate planning, insurance) and an understanding of how planning outputs connect to regulatory suitability obligations. CFP, PFP, or equivalent designation is a strong asset. • Supervisory Credentials: Completion of the CIRO Canadian Investment Regulatory Exam and Supervisor Examination OR previous completion of the Canadian Securities Course, Conduct and Practices Handbook (CPH) and Investment Dealers Supervisors Course (IDSC) and eligibility for registration as a Supervisor. Completion of, or interest in completing, the Chartered Investment Manager Designation (CIM®). • Sharp Analytical Eye: You can review a client file, a trade blotter, or a financial plan and quickly identify what's missing, what's inconsistent, and what needs to be escalated. You don't just check boxes — you understand why the boxes exist. • Grit and Grace: Conduct work can be sensitive. You're comfortable raising difficult findings, holding firm on regulatory standards, and navigating pushback from business stakeholders — all while maintaining strong working relationships. • Maker Mentality: You're comfortable using technology and AI tools to automate repetitive tasks — whether that's flagging suitability exceptions, tracking KYC refresh cycles, or generating supervision reports. You'd rather build a scalable process once than manually repeat the same task.
Responsibilities
• Suitability & Conduct Review: Conduct ongoing supervision and periodic account reviews for PM, APM, and sales team activity. Assess whether recommendations and investment decisions meet KYC, KYP, and suitability obligations under Canadian securities laws. • Financial Planning Oversight: Review financial plans prepared by advisors and planners for completeness, regulatory compliance, and alignment with client objectives. Ensure that planning outputs — retirement projections, tax strategies, estate considerations — are grounded in accurate client information and meet applicable proficiency and disclosure standards. • Sales Conduct Program Management: Execute the firm's sales conduct review program, including scheduled and risk-triggered reviews of client files, interaction records, and account documentation. Identify trends, escalate issues, and drive remediation with the relevant business teams. • KYC/KYP Quality Control: Audit client onboarding and update processes to verify that KYC information is complete, current, and documented in accordance with regulatory requirements. Confirm that Approved Persons have adequate KYP knowledge for every product they recommend, and flag gaps before they become regulatory findings. • Conflicts of Interest Monitor: Identify and document conflicts of interest arising from PM/APM activity, referral arrangements, and compensation structures. Partner with the Director and Legal to ensure conflicts are properly disclosed, managed, or avoided in accordance with CFR requirements. • Policy & Process Improvement: We hate "toil." You'll look for opportunities to streamline conduct review workflows, improve documentation standards, and leverage technology to scale supervision across the business.
Benefits
• 🌸 Top-tier health benefits and life insurance • 📈 Long-term group savings with employer match, through Wealthsimple for Business • 🌴 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year • ✈️ 90 days away: work outside Canada for up to 90 days per year • 👥 Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS • 🌎 We are a hybrid team with over 1,500 employees across North America. The people are one of the best parts of working here: you'll collaborate with incredibly talented, curious, and driven teammates who are deeply committed to doing great work. • Technology & Innovation at Wealthsimple: We move quickly and build thoughtfully. That means we're always looking for better ways to work — whether that's new tools, AI, or rethinking how we approach a problem. We don't expect you to have all the answers, but we do expect curiosity and a willingness to evolve alongside the products we're building. • Inclusion Statement: We're building products for a diverse world, and we need a diverse team to do it well. We strongly encourage applications from everyone, regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status. • Accessibility Statement: We're committed to an accessible hiring experience. If you need any accommodations throughout the interview process, please let us know — we'll work with you to make sure you have what you need. We also welcome any feedback on how we can better accommodate candidates with accessibility needs. • AI in Hiring: We may use artificial intelligence (AI) tools to support parts of our hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our team but don't replace human judgment – all final hiring decisions are made by people. If you have questions about how your data is used, reach out to us.
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